Is it hard to get approved for a Macy’s card?

Is it hard to get approved for a Macy’s card?

Yes, it is hard to get the Macy’s Credit Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Macy’s Credit Card.2021-10-20

How do you use Macy’s discount?

Swipe your Macy’s Card at the register when you checkout. You’ll see a list of your saved offers. Select which offer you want to use and apply it to your purchase.

Does Macy’s have their own credit card?

There are two main versions of the Macy’s credit card: a closed-loop card that you can only use at Macy’s and an open-loop American Express card that can be used anywhere American Express is accepted.

Is Macy’s credit card Citibank?

The Macy’s Credit Card is powered by Citibank, and you can now apply for the card online. If you’re looking for a Macy’s rewards card that can be used anywhere, consider getting the Macy’s American Express Card.

What is the minimum credit score for a Macy’s card?

640 or higher

What credit score do you need for Macy’s card?

You need good or excellent credit (700 or higher) to get the Macy’s Amex, and at least fair credit (640 or higher) to get the Macy’s Store Card.2022-04-13

Is Macy’s a easy credit card to get?

Approval Requirements & Application The Macy’s Credit Card is considered to be a relatively easy card to obtain, with flexible credit requirements that make it a potential win for even those with poor credit. Credit limits cover the spectrum, with reviewers reporting limits ranging from $500 up to $8,000.

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Can I use Macy’s credit card anywhere?

The Macy’s Store Card can’t be used anywhere. It can only be used at Macy’s and The Macy’s American Express Card, on the other hand, can be used anywhere Amex is accepted, including Macy’s.2019-11-22

Do you get 20% off with Macy’s card?

Like many store cards, the Macy’s credit card comes with a discount when you open it: You get 20% off, up to a total discount of $100, on purchases made the day you are approved for the card, as well as the following day. (The discount excludes some purchases, including Apple products and gift cards.)

Is Macy’s credit card instant approval?

Once you’re approved, you should receive your new Macy’s Card within 7-10 business days of your account opening. Plus, look out for exclusive offers delivered with your card that you can use instantly. Credit decisions are usually immediate but can take 7-10 business days to process.

Can you use Macy’s credit card other places?

The Macy’s Credit Card is a store card, which means you can only use it at Macy’s properties. If you prefer a full-use credit card to use on spending outside of Macy’s, there is a Macy’s American Express Card, which offers 1% to 3% back on purchases at gas stations, supermarkets, restaurants and more.

Is Bloomingdales and Macy’s related?

Its sister chain Macy’s is also experimenting with a burgeoning chain of smaller stores, something Macy’s Inc CEO Jeff Gennette told investors in May was key to winning new and younger customers. (Bloomingdale’s is owned by Macy’s Inc but operated independently.)2021-07-07

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Can I use my Macy’s credit card at other stores?

The Macy’s American Express® Card can be used anywhere American Express is accepted. But the Macy’s Card is a closed-loop credit card that can be used only at Macy’s, Macy’s Backstage and online at

Where are Macy’s credit cards accepted?

You can use a Macy’s Credit Card on all Macy’s purchases. You can use a Macy’s American Express Card at Macy’s and outside of Macy’s everywhere American Express cards are welcome.

Can I get a Macy’s card with 630 credit score?

Editorial and user-generated content is not provided, reviewed or endorsed by any company. Macy’s doesn’t specify a minimum credit score to qualify for either of its credit cards. In general, if you have a score higher than 700 for the credit card and 640 for the store card, your odds of approval are high.2018-12-05

Who is Macy’s credit card through?

Department Stores National Bank

Can I use Macy’s credit card at Bloomingdale’s?

Re: Can we use Macy’s store card in Bloomingdales? No, you can’t use the store card at Bloomies.2009-12-10

Who approves Macy’s credit card?

Most applicants who are approved for a Macy’s Credit Card have a FICO® Score of 600 or higher. If you’re aiming for the Macy’s American Express® Card, you’ll likely need a score of at least 670, and a score of 700 or higher will give you much better odds.

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